{"id":6703,"date":"2023-06-26T08:18:14","date_gmt":"2023-06-26T08:18:14","guid":{"rendered":"https:\/\/massey.edu.vn\/en\/?p=6703"},"modified":"2023-06-26T08:22:22","modified_gmt":"2023-06-26T08:22:22","slug":"5-chia-khoa-vang-de-gia-tang-gia-tri-tai-san-cua-ban","status":"publish","type":"post","link":"https:\/\/massey.edu.vn\/en\/5-chia-khoa-vang-de-gia-tang-gia-tri-tai-san-cua-ban\/","title":{"rendered":"5 Ch\u00eca Kh\u00f3a V\u00e0ng \u0110\u1ec3 Gia T\u0103ng Gi\u00e1 Tr\u1ecb T\u00e0i S\u1ea3n C\u1ee7a B\u1ea1n"},"content":{"rendered":"\t\t
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1.V\u01b0\u1ee3t qua t\u01b0 duy ngh\u00e8o n\u00e0n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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M\u1ed9t trong nh\u1eefng b\u01b0\u1edbc quan tr\u1ecdng m\u00e0 t\u00f4i \u0111\u00e3 th\u1ef1c hi\u1ec7n trong h\u00e0nh tr\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh l\u00e0 v\u01b0\u1ee3t qua t\u01b0 duy ngh\u00e8o n\u00e0n. \u0110\u01b0\u1ee3c c\u1ea3m h\u1ee9ng t\u1eeb cu\u1ed1n s\u00e1ch “Rich Dad Poor Dad” c\u1ee7a Robert Kiyosaki, t\u00f4i nh\u1eadn ra s\u1ef1 quan tr\u1ecdng c\u1ee7a vi\u1ec7c \u00e1p d\u1ee5ng t\u01b0 duy ph\u00e1t tri\u1ec3n v\u00e0 tr\u00e1nh xa nh\u1eefng ng\u01b0\u1eddi mang t\u01b0 duy “n\u1ea1n nh\u00e2n”. Kinh nghi\u1ec7m c\u00e1 nh\u00e2n v\u1edbi s\u1ef1 kh\u00e1c bi\u1ec7t trong l\u1eddi khuy\u00ean t\u1eeb cha v\u00e0 cha d\u01b0\u1ee3ng \u0111\u00e3 ch\u1ee9ng minh r\u00f5 r\u1ec7t h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c tin t\u01b0\u1edfng v\u00e0o t\u01b0 duy ngh\u00e8o n\u00e0n. Theo chia s\u1ebb c\u1ee7a chuy\u00ean gia t\u00e0i ch\u00ednh Melissa Houston trong b\u00e0i vi\u1ebft tr\u00ean Forbes mang t\u00ean “Money Mindset Reset – 5 Tips To Align Your Mind With Your Profit Goals”, \u0111\u1ec3 tho\u00e1t kh\u1ecfi t\u01b0 duy ngh\u00e8o n\u00e0n, ch\u00fang ta c\u1ea7n thay \u0111\u1ed5i ni\u1ec1m tin, th\u00e1i \u0111\u1ed9 v\u00e0 h\u00e0nh vi li\u00ean quan \u0111\u1ebfn ti\u1ec1n b\u1ea1c. Houston khuy\u00ean ch\u00fang ta n\u00ean t\u00e1i c\u1ea5u tr\u00fac suy ngh\u0129 ti\u00eau c\u1ef1c, \u0111\u1eb7t ra m\u1ee5c ti\u00eau th\u1ef1c t\u1ebf v\u00e0 t\u00ecm ki\u1ebfm ki\u1ebfn th\u1ee9c t\u00e0i ch\u00ednh \u0111\u1ec3 t\u1ea1o n\u00ean m\u1ed9t t\u01b0 duy t\u00edch c\u1ef1c v\u1ec1 ti\u1ec1n b\u1ea1c.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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2. Ng\u1eebng mua nh\u1eefng t\u00e0i s\u1ea3n kh\u00f4ng sinh l\u1eddi<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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M\u1ed9t b\u01b0\u1edbc quy\u1ebft \u0111\u1ecbnh quan tr\u1ecdng trong h\u00e0nh tr\u00ecnh bi\u1ebfn \u0111\u1ed5i t\u00e0i ch\u00ednh l\u00e0 ng\u1eebng mua nh\u1eefng t\u00e0i s\u1ea3n kh\u00f4ng t\u1ea1o ra l\u1ee3i \u00edch. Thay v\u00e0o \u0111\u00f3, h\u00e3y h\u1ecdc c\u00e1ch ph\u00e2n bi\u1ec7t gi\u1eefa nh\u1eefng th\u1ee9 \u201ct\u00f4i th\u1ef1c s\u1ef1 mu\u1ed1n\u201d v\u00e0 nh\u1eefng th\u1ee9 \u201ct\u00f4i th\u1ef1c s\u1ef1 c\u1ea7n\u201d, t\u1eadp trung v\u00e0o nh\u1eefng kho\u1ea3n \u0111\u1ea7u t\u01b0 mang l\u1ea1i thu nh\u1eadp, c\u1ed5 t\u1ee9c ho\u1eb7c l\u00e3i su\u1ea5t. Khi b\u1ea1n bi\u1ebft \u0111\u01b0\u1ee3c nh\u1eefng g\u00ec b\u1ea1n c\u1ea7n, b\u1ea1n c\u00f3 th\u1ec3 t\u1eadp trung v\u00e0o vi\u1ec7c \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau v\u00e0 c\u1ea3m th\u1ea5y h\u00e0i l\u00f2ng v\u1edbi nh\u1eefng g\u00ec b\u1ea1n c\u00f3. Trong khi \u0111\u00f3, n\u1ebfu ch\u1ec9 t\u1eadp trung v\u00e0o nh\u1eefng g\u00ec b\u1ea1n mu\u1ed1n m\u00e0 kh\u00f4ng quan t\u00e2m \u0111\u1ebfn nh\u1eefng g\u00ec b\u1ea1n c\u1ea7n, b\u1ea1n c\u00f3 th\u1ec3 r\u01a1i v\u00e0o t\u00ecnh tr\u1ea1ng kh\u00f4ng th\u1ecfa m\u00e3n v\u00e0 kh\u00f4ng h\u1ea1nh ph\u00fac. V\u00ec v\u1eady, h\u00e3y c\u00e2n nh\u1eafc k\u1ef9 tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh v\u00e0 ph\u00e2n bi\u1ec7t r\u00f5 r\u00e0ng gi\u1eefa nh\u1eefng g\u00ec b\u1ea1n mu\u1ed1n v\u00e0 nh\u1eefng g\u00ec b\u1ea1n c\u1ea7n. \u0110i\u1ec1u \u0111\u00f3 s\u1ebd gi\u00fap b\u1ea1n tr\u00e1nh r\u01a1i v\u00e0o c\u1ea3nh n\u1ee3 n\u1ea7n v\u00e0 gi\u1ea3i ph\u00f3ng ti\u1ec1n \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o t\u01b0\u01a1ng lai v\u00e0 kh\u1edfi \u0111\u1ed9ng h\u00e0nh tr\u00ecnh \u0111\u1ebfn v\u1edbi s\u1ef1 \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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3. \u0110\u1ea7u t\u01b0 h\u01a1n 20% (ho\u1eb7c nhi\u1ec1u h\u01a1n)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Vi\u1ec7c \u0111\u1ea7u t\u01b0 \u0111\u00e3 tr\u1edf th\u00e0nh y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh trong qu\u00e1 tr\u00ecnh t\u0103ng tr\u01b0\u1edfng t\u00e0i ch\u00ednh, nh\u01b0ng \u0111\u1ec3 l\u00e0m \u0111i\u1ec1u \u0111\u00f3, b\u1ea1n ph\u1ea3i \u0111\u1ecbnh ngh\u0129a l\u1ea1i \u00fd ngh\u0129a th\u1ef1c s\u1ef1 c\u1ee7a \u0111\u1ea7u t\u01b0. S\u1ebd c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129 theo quan ni\u1ec7m th\u00f4ng th\u01b0\u1eddng v\u1ec1 vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o c\u1ed5 phi\u1ebfu, qu\u1ef9 \u0111\u1ea7u t\u01b0 chung v\u00e0 c\u00e1c t\u00e0i kho\u1ea3n h\u01b0u tr\u00ed. Nh\u01b0ng t\u1eeb \u0111\u00f3, b\u1ea1n s\u1ebd nh\u1eadn ra r\u1eb1ng vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o b\u1ea3n th\u00e2n v\u00e0 doanh nghi\u1ec7p c\u1ee7a m\u00ecnh c\u0169ng kh\u00f4ng k\u00e9m ph\u1ea7n quan tr\u1ecdng. B\u1eb1ng c\u00e1ch d\u00e0nh m\u1ed9t ph\u1ea7n \u0111\u00e1ng k\u1ec3 thu nh\u1eadp c\u1ee7a m\u00ecnh, \u00edt nh\u1ea5t l\u00e0 20%, cho nh\u1eefng c\u01a1 h\u1ed9i gia t\u0103ng thu nh\u1eadp kh\u00e1c nhau. Stephanie Burns, m\u1ed9t nh\u00e0 b\u00e1o t\u00e0i ch\u00ednh, \u0111\u00e3 nh\u1ea5n m\u1ea1nh t\u1ea7m quan tr\u1ecdng c\u1ee7a vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o ch\u00ednh b\u1ea3n th\u00e2n m\u00ecnh – Burns l\u1eadp lu\u1eadn: ” B\u1ea1n c\u00f3 th\u1ec3 c\u00f3 nhi\u1ec1u doanh nghi\u1ec7p trong cu\u1ed9c s\u1ed1ng, nh\u01b0ng ch\u1ec9 c\u00f3 m\u1ed9t m\u00ecnh b\u1ea1n. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ph\u1ea3i l\u00e0 t\u1ef1 th\u1ecfa m\u00e3n hay \u00edch k\u1ef7, m\u00e0 l\u00e0 m\u1ed9t \u0111i\u1ec1u t\u1ea5t y\u1ebfu tuy\u1ec7t \u0111\u1ed1i.”<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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4. \u0110\u1ecbnh ngh\u0129a l\u1ea1i \u00fd ngh\u0129a c\u1ee7a vi\u1ec7c \u0111\u1ea7u t\u01b0<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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T\u1eeb nh\u1eefng tr\u1ea3i nghi\u1ec7m c\u00e1 nh\u00e2n v\u00e0 s\u1ef1 truy\u1ec1n c\u1ea3m h\u1ee9ng t\u1eeb nh\u1eefng nh\u00e0 l\u00e3nh \u0111\u1ea1o t\u01b0 duy, \u0111\u00e3 \u0111\u1ebfn l\u00fac b\u1ea1n nh\u1eadn ra r\u1eb1ng \u0111\u1ea7u t\u01b0 kh\u00f4ng ch\u1ec9 gi\u1edbi h\u1ea1n trong nh\u1eefng ph\u01b0\u01a1ng ph\u00e1p truy\u1ec1n th\u1ed1ng. \u0110\u1ea7u t\u01b0 l\u00e0 c\u00f4ng c\u1ee5 m\u1ea1nh m\u1ebd gi\u00fap gia t\u0103ng thu nh\u1eadp, v\u00e0 n\u00f3 kh\u00f4ng ch\u1ec9 li\u00ean quan \u0111\u1ebfn c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh, m\u00e0 c\u00f2n \u0111\u00f2i h\u1ecfi kh\u1ea3 n\u0103ng giao vi\u1ec7c, \u1ee7y quy\u1ec1n v\u00e0 t\u00ecm ki\u1ebfm s\u1ef1 h\u01b0\u1edbng d\u1eabn. V\u00ed d\u1ee5, vi\u1ec7c thu\u00ea m\u1ed9t tr\u1ee3 l\u00fd \u1ea3o \u0111\u1ec3 x\u1eed l\u00fd nh\u1eefng c\u00f4ng vi\u1ec7c t\u1ed1n th\u1eddi gian nh\u01b0 qu\u1ea3n l\u00fd email, l\u1ecbch tr\u00ecnh, t\u00ecm ki\u1ebfm th\u00f4ng tin v\u00e0 vi\u1ebft b\u00e0i, gi\u00fap b\u1ea1n gi\u00e0nh l\u1ea1i nh\u1eefng th\u1eddi gian qu\u00fd b\u00e1u v\u00e0 t\u1eadp trung v\u00e0o nh\u1eefng ho\u1ea1t \u0111\u1ed9ng mang l\u1ea1i thu nh\u1eadp.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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5. Nh\u1eadn th\u1ee9c to\u00e0n di\u1ec7n v\u1ec1 gi\u00e0u c\u00f3<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Khi h\u00e0nh tr\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a ng\u01b0\u1eddi ta ti\u1ebfn tri\u1ec3n, ng\u01b0\u1eddi ta nh\u1eadn ra r\u1eb1ng s\u1ef1 gi\u00e0u c\u00f3 th\u1ef1c s\u1ef1 kh\u00f4ng ch\u1ec9 bao g\u1ed3m vi\u1ec7c t\u00edch l\u0169y ti\u1ec1n b\u1ea1c. N\u00f3 li\u00ean quan \u0111\u1ebfn vi\u1ec7c ph\u00e1t tri\u1ec3n m\u1ed9t t\u01b0 duy to\u00e0n di\u1ec7n, \u01b0u ti\u00ean \u0111\u1ebfn s\u1ef1 th\u1ecfa m\u00e3n c\u00e1 nh\u00e2n, m\u1ee5c ti\u00eau v\u00e0 s\u1ef1 kh\u1ecfe m\u1ea1nh t\u1ed5ng th\u1ec3. Ng\u01b0\u1eddi ta h\u1ecdc c\u00e1ch \u0111\u00e1nh gi\u00e1 cao nh\u1eefng tr\u1ea3i nghi\u1ec7m, m\u1ed1i quan h\u1ec7 v\u00e0 t\u1ef1 do s\u1ed1ng cu\u1ed9c s\u1ed1ng theo c\u00e1ch ri\u00eang c\u1ee7a m\u00ecnh. B\u1eb1ng c\u00e1ch \u0111i\u1ec1u ch\u1ec9nh nh\u1eefng quy\u1ebft \u0111\u1ecbnh t\u00e0i ch\u00ednh theo gi\u00e1 tr\u1ecb v\u00e0 ch\u1ea5p nh\u1eadn m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn gi\u00e0u c\u00f3 c\u00e2n b\u1eb1ng h\u01a1n, ng\u01b0\u1eddi ta \u0111\u00e3 kh\u00e1m ph\u00e1 ra m\u1ed9t c\u1ea3m gi\u00e1c phong ph\u00fa v\u00e0 m\u00e3n nguy\u1ec7n v\u01b0\u1ee3t xa s\u1ef1 th\u00e0nh c\u00f4ng v\u1ec1 ti\u1ec1n b\u1ea1c m\u00e0 ch\u00fang ta th\u01b0\u1eddng ngh\u0129.<\/div>
Trong b\u00e0i vi\u1ebft c\u00f3 t\u1ef1a \u0111\u1ec1 “What Exactly Is Financial Wellness And How Can I Achieve It?” (Ch\u00ednh x\u00e1c l\u00e0 g\u00ec v\u1ec1 S\u1ee9c kh\u1ecfe T\u00e0i ch\u00ednh v\u00e0 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c n\u00f3?), chuy\u00ean gia t\u00e0i ch\u00ednh v\u00e0 t\u00e1c gi\u1ea3 Dani Pacarella nh\u1ea5n m\u1ea1nh t\u1ea7m quan tr\u1ecdng c\u1ee7a gi\u00e0u c\u00f3 to\u00e0n di\u1ec7n. \u00d4ng ta khuy\u00ean chuy\u1ec3n \u0111\u1ed5i quan ni\u1ec7m b\u1eb1ng c\u00e1ch coi tr\u1ecdng s\u1ef1 th\u1ecbnh v\u01b0\u1ee3ng v\u1ec1 c\u1ea3m x\u00fac, s\u1ee9c kh\u1ecfe t\u00e2m th\u1ea7n v\u00e0 m\u1ed1i quan h\u1ec7 nh\u01b0 l\u00e0 y\u1ebfu t\u1ed1 thi\u1ebft y\u1ebfu c\u1ee7a s\u1ef1 gi\u00e0u c\u00f3 t\u1ed5ng th\u1ec3, nh\u1ea5n m\u1ea1nh r\u1eb1ng s\u1ef1 th\u00e0nh c\u00f4ng t\u00e0i ch\u00ednh kh\u00f4ng \u0111\u1ed3ng ngh\u0129a v\u1edbi s\u1ef1 th\u1ecfa m\u00e3n th\u1ef1c s\u1ef1.<\/div>
H\u00e3y nh\u1edb r\u1eb1ng, x\u00e2y d\u1ef1ng gi\u00e0u c\u00f3 kh\u00f4ng ch\u1ec9 v\u1ec1 vi\u1ec7c t\u00edch l\u0169y ti\u1ec1n b\u1ea1c m\u00e0 c\u00f2n li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u1ef1a ch\u1ecdn t\u00e0i ch\u00ednh theo gi\u00e1 tr\u1ecb c\u00e1 nh\u00e2n, \u0111\u1ea7u t\u01b0 v\u00e0o ch\u00ednh b\u1ea3n th\u00e2n v\u00e0 t\u1ea1o ra m\u1ed9t cu\u1ed9c s\u1ed1ng c\u00f3 m\u1ee5c ti\u00eau v\u00e0 th\u1ecfa m\u00e3n. B\u1eb1ng c\u00e1ch \u00e1p d\u1ee5ng nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c quan tr\u1ecdng n\u00e0y v\u00e0 t\u00ecm ki\u1ebfm s\u1ef1 h\u01b0\u1edbng d\u1eabn t\u1eeb c\u00e1c chuy\u00ean gia, m\u1ecdi ng\u01b0\u1eddi c\u0169ng c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u h\u00e0nh tr\u00ecnh bi\u1ebfn \u0111\u1ed5i v\u1ec1 \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh v\u00e0 t\u1ea1o ra cu\u1ed9c s\u1ed1ng m\u00e0 m\u1ecdi ng\u01b0\u1eddi lu\u00f4n \u01b0\u1edbc m\u01a1.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u0110\u1ecba ch\u1ec9: 79 Nguy\u1ec5n \u0110\u00ecnh Chi\u1ec3u, ph\u01b0\u1eddng V\u00f5 Th\u1ecb S\u00e1u, qu\u1eadn 3, TPHCM.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

1.V\u01b0\u1ee3t qua t\u01b0 duy ngh\u00e8o n\u00e0n M\u1ed9t trong nh\u1eefng b\u01b0\u1edbc quan tr\u1ecdng m\u00e0 t\u00f4i \u0111\u00e3 th\u1ef1c hi\u1ec7n trong h\u00e0nh tr\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh l\u00e0 v\u01b0\u1ee3t qua t\u01b0 duy ngh\u00e8o n\u00e0n. \u0110\u01b0\u1ee3c c\u1ea3m h\u1ee9ng t\u1eeb cu\u1ed1n s\u00e1ch “Rich Dad Poor Dad” c\u1ee7a Robert Kiyosaki, t\u00f4i nh\u1eadn ra s\u1ef1 quan tr\u1ecdng c\u1ee7a vi\u1ec7c \u00e1p d\u1ee5ng t\u01b0 […]<\/p>\n","protected":false},"author":1,"featured_media":6709,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[],"class_list":["post-6703","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin"],"_links":{"self":[{"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/posts\/6703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/comments?post=6703"}],"version-history":[{"count":0,"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/posts\/6703\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/media\/6709"}],"wp:attachment":[{"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/media?parent=6703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/categories?post=6703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/massey.edu.vn\/en\/wp-json\/wp\/v2\/tags?post=6703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}